Investment · FAQ

What additional fees and taxes will I pay when buying property in Germany?

DanielDaniel · Financemate Co-Founder
·
August 11, 2025
·
8 min read
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Beyond the property price, budget for 10–15% in extra costs.

Quick Answer

Key fees include:

  • Property transfer tax (Grunderwerbsteuer): 3.5–6.5%
  • Notary & land registry: 1.5–2%
  • Agent commission (Maklergebühr): up to 7.14%

Example

€400,000 property: €24,000 transfer tax (6%), €8,000 notary, €14,280 agent fee = €46,280 total extra

Tip

Check state-specific transfer tax rates; they vary.

Disclaimer

⚠️ IMPORTANT LEGAL DISCLAIMER:

This content is for educational and informational purposes only and does not constitute financial, tax, legal, or investment advice. You should not rely on this information as a substitute for, nor does it replace, professional financial or tax advice. Always consult with qualified professionals (tax advisors, financial planners, lawyers) before making any financial decisions or taking any actions based on this information.


Disclaimer: This is general information and may differ for individual cases. Learn more about financial planning with Financemate in a discovery call.

What additional fees and taxes will I pay when buying property in Germany? | Financemate FAQ