Deal Alert

Be first when a deal clears the bar

Most investment properties never make it past our standards. When one does, our property partner sources it and we let you know. No browsing, no noise, just the deals that clear a high bar, with the numbers that matter up front. Free, and built for internationals who live and work in Germany.

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A new-build apartment building in Germany

The numbers

The bar a deal has to clear

Before a property reaches your inbox, the figures have to stack up. These are the thresholds we screen for.

IRR over 20%

Projected internal rate of return above 20% over the hold, accounting for cash flow, leverage, and the eventual sale.

Gross yield over 4%

Annual rent against the purchase price has to clear 4%, before costs, so the income side starts from a solid base.

Cap rate over 4%

Net operating income against value comes in above 4%, a check that the property earns its keep on its own merits.

Total return on costs over 4%

Everything the property gives back, rental income plus capital growth, measured against the full all-in cost, including the purchase-side costs on top of the price.

Beyond the numbers

What we look for beyond the spreadsheet

Good returns on paper aren't enough. These are the qualities our property partner checks before a deal makes the list.

Strong location

Areas with the tenant-profile demand that keeps a unit occupied: jobs, transport, and the kind of neighbourhood people want to live in.

Vetted developers

New-build developers are checked for track record and financial footing, to minimise the risk of a builder going bust mid-project.

Completion within 6 months

We focus on projects finishing within the next six months, so you're not waiting years between signing and your first rent.

Mostly new builds

We lean toward new-build property: lower maintenance, modern energy standards, and the tax treatment that comes with it. It's part of our philosophy.

Properties are sourced and vetted by our property partner. The thresholds above are illustrative screening criteria based on general assumptions, not a promise of any particular return. Projected figures depend on market conditions and your individual circumstances, and do not constitute financial, tax, or investment advice. Property investment carries risk, including the possible loss of capital invested. Consult a licensed tax advisor (Steuerberater) for advice specific to your situation.

Deal Alert — Vetted Property Deals in Germany | Financemate