Concept first
The whiteboard calculation.
Before you look at any property, one of our experts takes one apartment end to end on a whiteboard with your numbers. Financing, depreciation, the tax refund, the exit, and the scenarios that could break it. 30 to 45 minutes, free.
Karim Beltaji hosts the call · Co-Founder
Daniel does the whole thing in 11 min, so you know what to expect.
What happens in the call
- 01
Your numbers on the board
Your income, your tax rate, what a bank would lend you. No property yet; the property is only the tool.
- 02
One apartment, end to end
Purchase costs, the loan, rent, depreciation, and what the rental loss does to your tax bill. Every line explained.
- 03
The scenarios that could break it
Leaving Germany, a year without salary, a rate jump. You see the worst case before you see a single listing.
Pick a time with Karim
30 to 45 minutes. Video call. Bring your questions, no documents needed.
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Financemate helps you understand the numbers. It is not a broker, loan intermediary, or tax advisor. Properties come through our property partner; financing through our financing partner.