Add the property you are looking at
Any listing in Germany, not only ours. You get the cashflow after costs, the German tax effect, and ten years of projection. The numbers the exposé leaves out.
Free, autosaved, about 15 minutes. No card required, and no obligation to buy from us.
Everything you need to judge a deal
Add the property you are looking at
Any listing in Germany, not only ours. Price, size, rent and the costs you were quoted, and the model is running.
The listing vs your numbers
Gross yield
4.8 %4.1 %Cashflow, year 1
+€180−€64Tax effect, year 1
—+€2,940Illustrative, based on your inputs.
Get the numbers the exposé leaves out
AfA on the build year, transfer tax for the Bundesland, your filing status and your Hebesatz. What you would actually keep.
See the full ten years
Cashflow, tax effect, amortization and equity, year by year, instead of one yield figure on a PDF.
Compare it against a second property
Put two deals next to each other and read the difference. Nobody hands you that comparison.
Stress-test what worries you
Six months without a tenant, a higher rate at refinancing, leaving Germany. See it before you sign, not after.
Your conversations
We usually reply within a day
You: Is €4,200 per sqm too much here?
Karim replied, 18m ago
You: The Hausgeld looks high, is it?
Sven replied, 2h ago
You: Should I walk away from this one?
Alex replied, 1d ago
Real humans, if you want them
Share the calculation and get a second pair of eyes on it. No obligation to buy anything from us.
How we present the numbers and scenarios to you
The projection, the year-by-year cashflow, and the scenarios you can run against a deal before you commit to it.
Three steps between a listing and a decision
Create your account
Free, and no card. Everything autosaves, so you can start with what you know and come back as the deal develops.
Add your finding
Any listing in Germany, from any portal. Price, size, rent, and the costs the exposé quotes. Best-guess numbers are fine.
Explore the analysis tools
We rebuild the numbers with the AfA, the transfer tax for the Bundesland and your filing status, then give you ten years of cashflow, tax effect and equity, with the stress tests that matter.
Start with the listing in front of you. Every number stays editable as the deal moves.
Questions people ask first
- Does the property have to be one of yours?
- No. Any rental property in Germany. Most people put in something they found on a portal or got from a broker. The model does not care where the listing came from.
- How is this different from the broker's pro-forma?
- A broker pro-forma is built to close the deal: rent slightly high, costs slightly low, German tax detail rarely modelled. We rebuild the numbers from your inputs and show what you would actually keep.
- What does it cost?
- Nothing. Analyzing a property is free in the account, and no card is required. We make our money elsewhere, so there is no obligation to buy anything from us.
- How long does it take?
- About 15 minutes for the full chat, around 30 questions. Everything autosaves, so you can stop and come back as the deal develops.
Figures shown are illustrative examples based on the inputs you give, not predictions and not advice. Financemate provides the tools and the modelling. Consult a licensed tax advisor (Steuerberater) for advice specific to your situation, and a bank or licensed intermediary for financing. Any purchase is your decision.
What does that property actually do for you?
Create a free account and put the numbers in, or talk it through with a real person first.
Book a free call