Features and benefits
Financemate brings the property, the numbers, and the financing into one place, so internationals can invest in German real estate without guessing in the dark.
Scenario planner
Model return, monthly cashflow, and tax effect live. Then stress-test real life: a salary jump, a stretch with no rent, a sabbatical, or leaving Germany altogether. You decide with the numbers in front of you, not a sales pitch.
Off-market access
Our property partner sources units direct from vetted developers, often before they reach the open market. Because they come direct, there is no buyer-side commission to pay.
Lower-risk new-builds
Every project is a new-build (Neubau) close to completion, which keeps construction risk and interim interest payments low. No buying off-plan years ahead, no tired older stock.
Tax clarity
Watch how depreciation and interest could lower your taxable income, with illustrative figures for your situation. For advice specific to you, talk to a Steuerberater.
Side by side
Line up yield, equity, and cashflow on the numbers that actually decide it, instead of juggling tabs and bookmarks.
Whole picture
Track combined cashflow, net worth, and what your next purchase does to the bigger picture, not one flat at a time.
Your own finds
Found something elsewhere? Drop it in and run the exact same analysis you would on a Financemate listing.
Financing, handled
Our financing partner takes your case to the banks and comes back with a free, no-obligation offer, so you know what is possible before you commit.
Built for internationals
Every figure, contract explainer, and conversation in English, built around how Germany actually treats international buyers. Being new here is not what stops you.
These features are described for illustration and do not constitute financial, tax, or investment advice. Financemate is a facilitator and works with a property partner and a financing partner. Off-market access, financing terms, and tax outcomes depend on the developer, the bank's assessment, and your personal circumstances. For advice specific to your situation, consult a licensed tax advisor (Steuerberater).