Mortgage broker at its core: you find a property, they find you a loan. A longer-established player with a lot of mortgage experience. Its subsidiary Investfriend also focuses on investments, offering its own development projects plus properties it finds, listed in Brandenburg, Dresden, Leipzig, and parts of Berlin.
Self-serve investment platform. On Financemate you can run the numbers, compare properties, and build a portfolio, with inner-city properties in major cities like Frankfurt and Berlin sourced by our property partner.
Different services for different goals
| Feature | Hypofriend | InvestfriendHypofriend subsidiary | Financemate |
|---|---|---|---|
| Primary Service | Mortgage brokerage | Investment properties | End-to-end property investment platform |
| Who It's For | Homebuyers needing financing | Investors | Investors building a portfolio |
| Platform | Mortgage calculators | Project listings | Scenario planner, tax and cashflow calculators, portfolio view |
| Property Selection | You bring the property | Their own projects, plus properties they find | Sourced by our property partner |
| Locations | Financing for any location | Brandenburg, Dresden, Leipzig, parts of Berlin (Current projects) | Inner-city, major cities like Frankfurt and Berlin |
| Independence | Bank-neutral financing (750+ banks) | Own projects and properties they find | Not tied to any single developer |
| Investment Analysis | Financing focus | For the properties they offer | ROI, tax optimization, cashflow projections |
| Tax Advisor Network | Not offered | Not advertised | Access to property tax specialists |
| Portfolio Strategy | Individual financing transactions | Not advertised | 1st, 2nd, 3rd property roadmap |
| Financing | Core service (750+ banks) | Via the Hypofriend group | Included via our financing partner |
| Homebuyer Support | Yes - core focus | No - investment only | No - investment only |
Last updated: September 7, 2026. Offerings on both sides change, and we cannot guarantee this page always shows the latest state. If we missed something or a detail is out of date, email us at info@financemate.de and we are happy to add or change it.
Hypofriend is a mortgage brokerage that helps you find financing for a property you've already chosen. They have been in the market longer than Financemate and have a lot of experience with mortgages. Its subsidiary Investfriend also focuses on investments and offers its own development projects plus properties it finds, listed in Brandenburg, Dresden, Leipzig, and parts of Berlin. Financemate is a self-serve investment platform: on Financemate you can analyze investment properties, compare them, and build a portfolio, with financing included in the process. The property focus is inner-city, in major cities like Frankfurt and Berlin. The main differences are the platform approach and the project locations.
Financemate is built for investors. On the platform you can run investment analysis and tax orientation in one place, view properties sourced by our property partner, and request financing through our financing partner. Hypofriend also serves investors through its subsidiary Investfriend, which offers its own development projects plus properties it finds, listed in Brandenburg, Dresden, Leipzig, and parts of Berlin. Financemate differs in its platform approach and its focus on inner-city properties in major cities like Frankfurt and Berlin.
Yes. You can create a free account and use the platform yourself. It includes an interactive scenario planner, tax and cashflow calculators, side-by-side property comparison, and a portfolio view. These tools support your own decision making, and our team is available when you want support.
On Financemate, you can request financing for your investment property; our financing partner handles the bank process. Financemate does not offer standalone mortgage brokerage - financing is part of the full investment process on the platform.
Financemate focuses exclusively on investment properties - real estate purchased to build wealth and generate rental income. If you're buying a home to live in (not as an investment), Hypofriend or another mortgage broker would be a better fit for your needs.
Financemate is designed for portfolio building. On the platform you can plan your first, second, third, and beyond investment properties with a long-term strategy, and see how each property fits your overall financial plan in the portfolio view.
No. On Financemate, you can view investment properties that our property partner sources, evaluates, and presents - new-build properties selected for tax benefits and rental returns. You can also bring a property you found elsewhere and run the same numbers on it.
No. Financemate is independent and not tied to any single developer. We have access to new property developments across Germany, which means our property partner can present properties based purely on what fits your investment goals - not because we're locked into one development partner or region.
Yes. On Financemate, you can use tax optimization calculators, and you can get access to a network of tax advisors who specialize in property investment. They can help you claim depreciation benefits, structure your investment for tax efficiency, and handle the German tax filing requirements.
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