Kristine 🇦🇺
Bought 2 properties in 4 months
Khaled 🇪🇬
First flat in Frankfurt in 4 weeks
Shant 🇻🇪
From curious to keys in 3 weeks
Buying rental property almost as easy as ETFs
Your guided way to learn about real estate investing, find vetted properties and evaluate them for your personal situation.
No card required. Always free.
How it goes
Three steps, about two weeks, no cost
- You
01On your own
Your goals and your numbers
Your income, savings and goals in your own account, with guides that explain the mechanics on your own figures. You leave with your own numbers, and the vocabulary for the next conversation.
- You
02Karim joins
The walkthrough, with an expert
A live session before any listing is opened: financing, depreciation, tax effects and exit, drawn on one example. You leave with the whole concept explained, and what you could fund each month.
- You
03Sven joins
A real property, and your scenarios
Our property partner sources a property against your limit and your exit plan, and presents it line by line. You leave with one real property in your dashboard, your scenarios run, and a viewing in the diary.
Book the numbers walkthrough with KarimIt all starts with understanding your eligibility and 1 property
No credit check. We just match your inputs against the bank rules.
Deals internationals actually made, with every number
Each one is a case study: how the buyer started, what our property partner found, and the numbers our expert walked through before signing. The buyers stay anonymous. The figures do not.
10-year pictureZossen-Wünsdorf, Brandenburg
- Rent in
- 1.425 €/ month
- Tax back
- 11.410 €/ year
- Wealth up
- 178.315 €/ 10 yrs
Projected from a purchase in Oct 2026: rent in 2027, tax back on average, wealth if sold in 2036.
Led by KarimSee the deal
10-year pictureGriesheim, near Darmstadt
- Rent in
- 1.600 €/ month
- Tax back
- 4.426 €/ year
- Wealth up
- 234.419 €/ 10 yrs
Projected from a purchase in Jul 2026: rent in 2027, tax back on average, wealth if sold in 2036.
Led by KarimSee the deal
10-year pictureWiesbaden
- Rent in
- 2.029 €/ month
- Tax back
- 8.351 €/ year
- Wealth up
- 232.285 €/ 10 yrs
Projected from a purchase in May 2026: rent in 2027, tax back on average, wealth if sold in 2036.
Led by KarimSee the dealClients thatus
“Four weeks later I bought my first investment flat in Frankfurt.”
Khaled Bought in Frankfurt“The first was a €250k flat: positive cashflow, tax benefits, building wealth without using my own capital. Four months later I bought the second in Frankfurt for €600k.”
Kristine Bought 2 properties“I was curious about real estate but quickly overwhelmed by the moving parts. In three weeks I went from initial curiosity to purchasing my apartment, fully confident in the decision.”
Shant Curious to keys in 3 weeks“You can see everything very clearly.”
Javi 13 years in GermanyAround every step
You are never handed over and left there.
Running the numbers and financing thread through all of it. For the rest we bring in trusted partners, and stay with you while they do their part.
Sourcing properties
We set the investment philosophy and criteria, and our property partner sources properties that fit them.
Our property partner
How sourcing worksFinancing support
We help you understand your mortgage options and walk you through the financing steps with our partner.
Our financing partner
Financing in GermanyRun the numbers
We help you see affordability, tax impact and yield clearly, on your figures, before you decide.
In your Financemate account
Open the calculators
Notary and paperwork
We coordinate the contracts and paperwork, and guide you through to your notary (Notar) appointment.
An independent notary (Notar)
What the notary doesTax support
We help you claim tax benefits by connecting you with an English speaking tax advisor (Steuerberater).
A tax advisor (Steuerberater)
Find a tax advisorProperty management
We connect you with property managers who handle tenants, maintenance and payments once you own.
A property manager (Hausverwaltung)
How management works
Questions people ask before they buy
You start on your own: run the calculator, open a past deal, and see what a rented apartment does to your income and your tax. When you want to go further, our experts walk you through your numbers, our property partner sources and screens the apartments you see, and our financing partner handles the loan with the bank. You decide at every step.
Internationals who live and earn in Germany and want their income to build something. Most of our clients are employees on a permanent contract who pay a lot of tax here and have never bought property in Germany before.
The platform, the calculators and the first conversations are free. If you buy through our property partner, the developer pays the partner a commission, so there is no buyer agent fee for you. You always see the full purchase costs in the calculator before anything is signed.
Yes. Enter the price, the rent and your income, and the calculator runs the same numbers on your own property as on ours, tax refund included.
That depends on your income, the property and the bank. The closing costs (property transfer tax, notary, land registry) are usually the part that comes from your savings, and the calculator shows them for every property. Our financing partner tells you what a bank will do in your case.
No. Everything on Financemate is in English, and our experts and partners work with you in English, from the first call to the notary appointment.
No. Financemate is a platform and a facilitator: we show you the numbers and introduce you to the partners who do the regulated work. We do not give tax, investment or insurance advice, and we do not act as a property broker or loan intermediary.