Kristine

Kristine 🇦🇺

Bought 2 properties in 4 months

Khaled

Khaled 🇪🇬

First flat in Frankfurt in 4 weeks

Shant

Shant 🇻🇪

From curious to keys in 3 weeks

Buying rental property almost as easy as ETFs

Your guided way to learn about real estate investing, find vetted properties and evaluate them for your personal situation.

No card required. Always free.

The Financemate way

Full transparency,
at 0 cost to you.

Karim BeltajiAlex HeckingDaniel GänsweinAugusto Gesualdi
Read more: how we make money
  • No subscription fee.
  • No buyer commission.
  • No hourly call rate.
  • No mortgage commission.
  • Only seller-side commission.

Use your high salary to build a property portfolio

... alongside your pension and ETF plans.

Get started

Gross salary

Cost of living

Social

Tax

Net savings

Could flow into your property instead.

Simplified illustration, proportions are assumptions. Not financial advice — your numbers depend on your circumstances.

Benefit from leverage

... without much of your own money, you can own an asset that almost pays itself over time.

Get started

Day one

A small slice of your own money controls the whole apartment.

After 10 years

A much bigger slice is yours: the rent carried the loan while the property gained value.

Simplified illustration, proportions are assumptions. Not financial advice — your numbers depend on your circumstances.

Reduce your income tax

... the right property matched to your situation and goals can bring down your taxes, repeatedly.

Get started

Estimated tax today

stays with you

With one rental, Y1

Simplified illustration, proportions are assumptions. Not financial advice — your numbers depend on your circumstances.

Everything you need to buy property in Germany

Learn at your pace

A free masterclass, plain-English guides and an email course. Understand how property investment in Germany works before you spend a cent.

Start the free masterclass

Free masterclass

At your pace, in plain English

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Why property in Germany

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The tax mechanics, in plain English

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Reading an Exposé

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Financing fundamentals

Numbers first

More than just an Exposé. You get a full set of projections on your finances.

Run your projections

Vetted properties

The lion's share of work done for you. Our property partner sources properties, we present them to you with the numbers attached.

See past deals
New-build residential development from our property partner in Potsdam
New-build apartment building from our property partner in Frankfurt

Financing, connected

Check what's realistic for your situation, then get connected with our financing partner, who handles the bank process for you.

Check your eligibility

Financing steps

Our financing partner handles the bank process

1

Eligibility check

Done
2

Your numbers, prepared

Done
3

Intro to our financing partner

Ready

Paperwork, in order

Enter your details once. Every document lives in one place, ready whenever the next step asks for it.

Create your free account

Your documents

One place, ready for the next step

Self-disclosure

Complete

Passport copy

Uploaded

Proof of income

Uploaded

SCHUFA report

To do

Real humans

You are never alone. Not while learning, nor while signing. We're always there.

Book a free call
Karim BeltajiAlex HeckingDaniel GänsweinAugusto Gesualdi

Your conversations

We usually reply within a day

You: Is the basement storage included?

Sent 37m ago

Open

You: Can we view it on Saturday?

Sent 12h ago

Open

You: Notary draft, my questions

Sent 13h ago

Closed
New conversation
“We are not your typical listing portal that ignores your messages and does not provide enough data to make a confident decision.”
Karim BeltajiAlex HeckingDaniel GänsweinAugusto Gesualdi

Independent by design. Self-serve or guided.

Everything here lives in the free account: add any property, compare candidates, plan the portfolio. Run it fully self-serve, or with us beside you when you want a second pair of eyes.

Get started

Bring your own property

Found something on a portal or through an agent? Add it and run the same projections on your numbers.

Compare side-by-side

Two candidates next to each other: cashflow, tax effect and yield, so you can see the differences for yourself.

Build a portfolio

All your properties in one projection. Model the next purchase against everything you already own.

It all starts with understanding your eligibility and 1 property

33% done

What's your residency status?

No credit check. We just match your inputs against the bank rules.

Buy Investment Property in Germany | Financemate