Sell with the numbers open
Investors don't buy exposés, they buy cashflow. Add your property, see what a sale leaves you with, and share the full calculation with your buyer. No platform listing shows them that.
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Sale in year 10
Sale price€320,000Loan payoff−€214,000Selling costs−€6,400Capital gains tax€0Net proceeds€99,600Know what a sale leaves you with
Sale price, loan payoff, selling costs and the tax picture (Spekulationsfrist), before you decide anything.
Net proceeds by sale year
Sale in year 8€61,400TaxableSale in year 10€99,600Typically tax-freeSale in year 15€152,300Typically tax-freeIllustrative.
Model different sale years
A sale in year 8, 10 or 15: see how net proceeds and the tax change, so timing becomes a number, not a feeling.
Spekulationsfrist
Year 7 of 10
Window opens March 2029
Purchase date on file · March 2019
Countdown per property
Whether a sale is tax-free depends on your circumstances.
The ten-year window, visible
A private sale after the ten-year holding period (Spekulationsfrist) is typically tax-free. See where you stand.
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Investors decide on numbers. Share the full calculation read-only with anyone you are negotiating with.
Your conversations
We usually reply within a day
You: What would a sale in 2027 look like?
Karim replied, 31m ago
You: Buyer wants the rent history
Sven replied, 9h ago
You: Notary draft, my questions
Alex replied, 2d ago
Real humans
Selling raises questions no calculator answers. Talk it through with one of our experts, at any point, free.
Figures shown are illustrative examples, not predictions. Whether a sale is tax-free depends on your circumstances, including the ten-year holding period (Spekulationsfrist). Consult a licensed tax advisor (Steuerberater) for advice specific to your situation. Financemate provides the tools; who you share your calculation with, and any sale, is your decision.
Selling starts with knowing your numbers
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