Real estate · Manage

Own the property, not the paperwork

Rental income comes with German tax obligations. We help you understand what is deductible, keep the numbers organized, and connect you with the right professionals, in English.

No card required. Always free.

Rental tax summary · 2026

Rental income€9,720
Deductible costs−€6,840
Depreciation (AfA)−€3,968
Taxable result−€1,088

Illustrative. A negative result can reduce your taxable income.

Deductions, organized

Loan interest

Maintenance and repairs

Management fees (Hausgeld)

Depreciation (AfA)

Taxes, the strong suit

Everything you need as a landlord, in English

Report it right

Rental income means Anlage V, the rental income form. We explain it in plain English, with your property's numbers already organized for it.

Rental tax summary · 2026

Rental income€9,720
Deductible costs−€6,840
Depreciation (AfA)−€3,968
Taxable result−€1,088

Illustrative. A negative result can reduce your taxable income.

File with support

When it is time to file, your property numbers are ready to hand over. Filing is provided by anytax, a third-party tax filing service.

Tax filing · 2026

Property numbers organized

Handed over to anytax

Filing provided by anytax, a third-party tax filing service.

Tax advisors in your language

For the questions software should not answer: we connect you with licensed English-speaking tax advisors (Steuerberater) from our network.

Your introductions

Steuerberater · English

Berlin · rental property focus

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Steuerberater · English

Munich · internationals focus

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Licensed advisors from our network. The advice is theirs.

Nebenkosten, decoded

The annual utility statement (Nebenkostenabrechnung) explained line by line, so you know what to pass on to your tenant and when.

Nebenkostenabrechnung · 2026

Heating€842
Water and sewage€318
Building services€406
Passed on to tenant€1,566

Illustrative. Explained line by line, in English.

Running costs, tracked

Hausgeld, repairs, insurance, loan interest: every cost lives with its property, so tax time starts organized instead of in a shoebox.

Running costs · per property

Hausgeld€2,280
Repairs€640
Building insurance€214
Loan interest€4,890

Organized for Anlage V at tax time.

Partners for the hands-off work

Property management, tenant search and furnishing, through our partners, for everything you would rather not do yourself.

Hands-off options

Property management

Through our partners

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Tenant search

Through our partners

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Furnishing

Through our partners

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After the keys

Two phases, one place

Setup

From payment to first rent

A linear path with a clear end: the first rent payment on your account. Each step explained, with partners where you want hands off.

  • Handover and snagging
  • Furnishing, through our partners
  • Finding the first tenant
  • First rent received
Ongoing

The recurring landlord year

The events that come back every year, handled without surprises and without needing German first.

  • Nebenkostenabrechnung, the utility statement, explained
  • Rent adjustments and tenant changes
  • Running costs tracked per property
  • Property management, through our partners

Figures shown are illustrative examples. Financemate organizes your property numbers and explains the system; it does not provide tax advice. Tax filing is provided by anytax, a third-party tax filing service. Whether and how costs are deductible depends on your circumstances. Consult a licensed tax advisor (Steuerberater) for advice specific to your situation.

Make tax time the easy part

Create a free account and get your property organized, or talk it through with a real person first.

Manage Your Rental Property in Germany | Financemate