How it works
Start free, then take the path that suits you. Explore a real property with us, or bring your own and analyze it like a professional. Both lead to the same place: the best deal for your situation.
Two conversations before you ever see a flat, and an account you can sit in for as long as you like first. Not to sell you anything, but because each one is a thing people get wrong on their own.
Working out what this actually is
Your income and your goals in the account, and guides that explain the mechanics on your figures. Nobody has asked you for anything yet.
On your own, in the account
Seeing it drawn on one example
Financing, depreciation, tax and exit, live on your numbers rather than a generic case. Ask the dumb questions here.
With Karim
Reading one real property, and asking what if it goes wrong
Line by line against your limit and your exit plan. Then you leave Germany, your rate resets, the flat sits empty, run together on that property.
With Sven
Then, on your own
The scenario planner is yours to break, for as long as you want, before anybody asks you for anything.
Free, and about two weeks end to end depending on everyone’s calendars.
Step 1
No cost to start. Set up your situation once, and everything below is shaped around it.
Then choose your path
Then choose your path
Explore real, off-market investment properties sourced by our property partner. Get to know a real one inside Financemate: the numbers, the location, the full picture.
Explore a real one
See an actual property end to end, with the figures laid out clearly so you know what you are looking at.
Financing through our partner
When the fit is right, our financing partner handles the bank process and can present offers in the platform.
Closing, with people beside you
Notary, documents, and the German contracts, with a real person you can ask the whole way to the keys.
Manage it after
Once you own it, stay on top of landlord duties and see when a second property makes sense.
Found something yourself, anywhere? Add it and analyze it in the Financemate dashboard like a professional: yield, cashflow, and the real tax effect for your situation.
Analyze like a professional
Run the same numbers the pros do: yield, monthly cashflow, and the tax effect, all in one place.
Compare it to one of ours
Put your find side by side with a property from our partner to see how it really stacks up.
Or compare to others you find
Add as many as you like and weigh them against each other, so the decision is based on data, not a hunch.
Whichever way you get there, you end up with the property that fits your financial situation, backed by numbers you can trust and the option to stress test it before you commit.
What this costs
| A property investing course | from 400 € |
| A scenario calculator that fits your life | from 30 €/mo |
| Someone to read one property's numbers with you | an afternoon |
| Six months of your evenings | yours |
| Every step above | 0 € |
We are paid by our property partner when a purchase completes, not by you. That is the whole business model, and it is why every step above costs nothing.
Explore a property with us or bring your own to analyze. Book a call whenever you want someone to walk it through with you.