#1 Hybrid Financial Planning

Build your personal financial plan, with a Financemate, in hours.

Done-with-you financial planning for internationals living in Germany. Interactive dashboard, expert guidance, lifetime access to your evolving plan.

Free intro call. No monthly fee. Lifetime access.

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What should I do with my money?
When can I retire?
You
Your Financemate

Envision your financial future and set meaningful goals together.

Trusted by 100+ internationals living in Germany
Marieke Neleman

Marieke Neleman

Netherlands

Carlos Macias

Carlos Macias

Mexico

Ruwen Bussinger

Ruwen Bussinger

Germany

Marieke Neleman

Marieke Neleman

Netherlands

Carlos Macias

Carlos Macias

Mexico

Ruwen Bussinger

Ruwen Bussinger

Germany

Marieke Neleman

Marieke Neleman

Netherlands

Carlos Macias

Carlos Macias

Mexico

Ruwen Bussinger

Ruwen Bussinger

Germany

When to use Financemate

Master your financial life when it matters most

Life brings moments that naturally prompt financial questions. Recognize yourself in one of these situations?

Career & Income Changes

New job? Promotion? Career switch? We help you model the impact and make confident decisions.

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Major Purchases & Investments

Buying a home? Getting into ETFs? Making a large investment? Get clarity on affordability and opportunity cost.

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Emotional Wellbeing

Feeling financially behind? Stressed about money? Transform worry into confident action and peace of mind.

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Life Events

Getting married? Having a child? Inheritance or separation? Navigate major life transitions with financial clarity.

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Health & Family Care

Caring for aging parents? Facing health challenges? Navigate family care and medical costs with confidence.

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Age & Life Stage

Turning 30, 40, or 50? Planning retirement or building legacy? Life's milestones naturally prompt financial reflection.

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Economic & Market Events

Market volatility? Inflation? Rate changes? Stay rational during turbulent times with expert guidance.

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What our plan does

Turn financial anxiety into decisive action

Emotionally

Move past paralysis

We provide the outside perspective and structured process you need to transform anxiety into confident action.

Book a discovery call

Mathematically

Clear insights, no spreadsheets

We use interactive planners that work together to create a holistic picture of your finances and replace guesswork with data-driven clarity.

Try our calculators

Practically

Decisions become reality

Plans are worthless, but planning is everything. We help you continuously plan as life changes and act on opportunities that build wealth.

See the dashboard
How our plan is different

Interactive planning. All-in-one place.
Co-created with your Financemate

Life Events Planner

Plan major life milestones with confidence. From buying your first home to starting a family.

Cash Flow Planner

Take control of your monthly finances. Track income and build sustainable savings habits.

Portfolio Planner

Build and optimize your investment portfolio with confidence and proper diversification.

Pension Planner

Navigate Germany's three-pillar pension system and maximize your future income.

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More Tools

+ More Planners

Real Estate, Tax Optimization, Business Planning, Debt Management, and many more specialized tools.

Ready to experience these powerful planning tools with expert guidance?

Start with us. Update anytime. Bring us in when you need.

Calculators, Guides, Notes, Sessions, Network & more tools

You

Your Financemate

Financemate

TodayPlanning...Tomorrow

Life goals

You and your Financemate work together through continuous planning.Meet your Financemate →

Trusted by internationals living in Germany

Marieke Neleman

Marieke Neleman

NetherlandsJanuary 8, 2024

"I found Financemate through Google as I needed advice on pension/investment for starting freelance. He explained everything clearly and provided a tailored solution for me. I can recommend Alex to anyone seeking help with finances while also wanting to become more knowledgeable about the topic."

Carlos Macias

Carlos Macias

MexicoJanuary 23, 2024

"I first read about Financemate in a blog about financial advisors for immigrants in Germany. He patiently answered my questions about flexible pensions and helped me decide when and how to set them up. In my experience, he truly understands my needs and explains everything clearly. I look forward to consulting with him again."

Explore their stories and see how we could help. Your story could be next.

FAQs

Your journey to financial independence starts with one decision

Every day you wait is another day without the independence you deserve. Take the first step toward financial freedom.

Free consultation • No commitment required • 30 minutes

Financial professional ready to help you start your journey